"I agree that maximum appreciation is in cases of properties bought during the under construction phase.
But in most of the cases, the payments happen as and when the construction progresses.
In these cases (which I claim to be "more…"
"I also find the schemes in these high valued properties quite interesting -
"pay 5-10% upfront. and the installments start only post possession two years later & you are permitted to sell the property right after possession."